Terms of Use

1Agreement to Terms & Operator Identification

These Terms of Use ("Terms") constitute a legally binding agreement between you and Mefico Studio ("Operator", "we", "us", or "our"), governing your access to and use of the application Mefico FX: Foreign Exchange (short brand: M-FX), including our website at https://mefico-fx.com and associated mobile software.

By accessing, downloading, or using M-FX, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree with any part of these Terms, you must immediately discontinue use of the service.

2Informational Foreign Exchange Utility

M-FX is an independent computational utility designed to aggregate, display, and convert foreign exchange rates across 150 global fiat currencies, and to enable users to track self-entered portfolio valuations on their local devices.

3Not Financial or Investment Advice

All data, calculations, conversion formulas, and portfolio figures provided on M-FX are for general informational purposes only. No content published within M-FX should be interpreted as:

• Investment, financial, legal, regulatory, or tax advice.
• A recommendation, solicitation, or endorsement to buy, sell, or hold any currency, commodity, security, or derivative.
• A guarantee or prediction of future currency movements, volatility, or market trends.

Before making any financial commitments, international money transfers, or commercial transactions, you should independently consult certified financial planners, licensed banks, or authorized foreign exchange institutions.

4Market Data Accuracy, Latency & Third Parties

Exchange rate feeds displayed on M-FX are obtained from third-party wholesale market data feeds (including FastForex.io). While we endeavor to present accurate and timely rates:

• Possible Inaccuracies & Delays: Data feeds may experience transmission latency, weekend/holiday market halts, wholesale-retail spreads, or technical inaccuracies.
• Indicative Mid-Market Rates: Rates presented are typically mid-market indicative quotes and do not reflect retail spreads, commissions, or bank transfer fees applicable at retail institutions.
• No Warranty: M-FX provides all market rates on an "as is" and "as available" basis, without warranties of merchantability, fitness for a particular purpose, or uninterrupted availability.

5User Responsibility & Limitation of Liability

You assume full and exclusive responsibility for any actions, calculations, trades, business decisions, or transactions conducted in connection with information obtained from M-FX.

To the fullest extent permitted by applicable law, Mefico Studio, its developers, and contributors shall not be liable for any direct, indirect, special, incidental, punitive, or consequential damages, including but not limited to loss of profits, trading losses, business disruption, or inaccurate calculation results.

6Acceptable Use & Intellectual Property

You agree to use M-FX solely for lawful personal or internal business informational purposes. You agree not to:

• Deploy automated bots, scrapers, crawlers, or high-frequency requests against M-FX APIs or web endpoints without express written permission.
• Decompile, disassemble, or reverse-engineer any portion of the M-FX client or server codebase.
• Circumvent rate limiting, network security controls, or API authentication headers.
• Misrepresent or rebrand M-FX as an authorized transactional brokerage or banking institution.

The M-FX name, logo, graphic designs, UI components, code, and documentation are protected by copyright and intellectual property rights owned by Mefico Studio.

7Service Availability & Modifications

Mefico Studio reserves the right to update, modify, suspend, or discontinue any feature, supported currency, or endpoint at any time without prior notice. We do not warrant that the service will remain error-free, uninterrupted, or compatible with every device or network environment.

8Contact & Inquiries

For questions regarding these Terms of Use, service inquiries, or legal notifications, please reach out to: